Repossession & Debt Recovery

Facing repossession of your home can cause stress, anxiety, and even a social stigma that can add to the mental and emotional burdens you’re already facing.

There could be a number of reasons you fell behind on your mortgage. A health emergency, loss of income, or an adjusted interest rate that put those monthly payments out of reach.

Realize You’re Not Alone

The first letter you received from the lender was probably expected. It notified you that you’d fallen behind and by how much. The arrears are adding up every month.

Maybe you assumed you’d get things back on track, but that just didn’t happen; there were too many other obstacles in your way. Now you received a letter from the court that there’s a hearing on repossession of your home.

There’s no more time to delay. No more time to try and do this alone because, with the right help, you’re not alone.

Take Action Now

If you wait, things get tougher. There are some crucial steps you need to take right now, before things get worse.

First, keep in contact with your lender. If this goes to court, you want to show the magistrate you’ve maintained contact. That’ll work in your favor.

Second, understand you can beat back this repossession. The paperwork’s been filed, the hearing date set, but that doesn’t mean repossession is guaranteed. There’s hope with the right help.

Third, contact us. We’re specifically set up to help property owners like you avoid repossession, get their life back on track, and even get out of debt. Can we help everyone? No, but we have helped many.

We’d love the chance to evaluate your specific situation and determine how we may assist you avoid this emotionally trying time.